How to Sell Your Mortgage Note
Our streamlined process makes selling your mortgage note simple, fast, and transparent. Here's exactly how it works.
Request Your Free Quote
Fill out our simple online form with basic information about your mortgage note. The process takes just a few minutes and requires no commitment.
- Provide contact information
- Share basic note details (balance, payment, interest rate)
- Tell us about your property and timeline
What You'll Need
- • Note balance and monthly payment
- • Property address and state
- • Interest rate and payment history
- • Your contact information
Our Analysis Process
- • Property value assessment
- • Loan-to-value ratio calculation
- • Payment history review
- • Market conditions analysis
- • Risk evaluation
Review Your Competitive Offer
Within 24-48 hours, you'll receive a detailed cash offer for your mortgage note. Our team carefully evaluates each note to provide the most competitive price possible.
- Receive written quote via email
- Review full or partial purchase options
- No obligation to accept
Accept & Complete Paperwork
If you accept our offer, we'll handle all the paperwork and coordinate with title companies and attorneys to ensure a smooth transaction.
- Review and sign purchase agreement
- Provide required documentation
- We order title work and appraisal
Required Documents
- • Original promissory note
- • Mortgage or deed of trust
- • Payment history records
- • Property insurance information
- • Tax payment records
Due Diligence Period
Typically 2-3 weeks to verify all information and complete necessary checks.
- • Title search and examination
- • Property appraisal (if needed)
- • Document verification
- • Lien and encumbrance check
Due Diligence & Verification
We conduct thorough due diligence to verify all information and ensure a clean transaction. This typically takes 2-3 weeks and includes title work, property verification, and document review.
- Professional title search conducted
- Property and note verification
- All at our expense
Close & Get Paid
Once due diligence is complete, we schedule closing at a local title company or law firm. You'll receive your cash payment immediately after closing.
- Closing scheduled at convenient location
- Sign final documents with notary
- Receive funds via wire or check
Payment Options
- • Wire transfer (fastest)
- • Cashier's check
- • Electronic fund transfer
Average closing time: 30 days from acceptance