Terms of Service

Agreement to Terms

By accessing or using the PMN Buyers website and services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

Use of Services

Eligibility

You must be at least 18 years old and legally capable of entering into binding contracts to use our services. By using our services, you represent and warrant that you meet these requirements.

Permitted Use

You may use our website and services only for lawful purposes and in accordance with these Terms. You agree not to use our services to engage in any fraudulent, abusive, or otherwise illegal activity.

Quote Requests and Offers

No Obligation

Requesting a quote through our website or by phone creates no obligation for either party. Our quotes are preliminary estimates based on the information you provide and are subject to verification and due diligence.

Accuracy of Information

You agree to provide accurate, complete, and current information when requesting a quote. Inaccurate information may result in revised or withdrawn offers.

Binding Agreements

A binding purchase agreement is created only when both parties sign a written purchase agreement. Verbal agreements and preliminary quotes are not binding.

Intellectual Property

The content, features, and functionality of our website, including but not limited to text, graphics, logos, images, and software, are owned by PMN Buyers and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

User Representations and Warranties

When you submit information or enter into a transaction with us, you represent and warrant that:

• You are the legal owner or authorized representative of the mortgage note
• The note is free from undisclosed liens, claims, or encumbrances
• All information provided is accurate and complete
• You have the legal authority to sell or transfer the note
• There are no pending legal actions affecting the note or property

Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that our website will be uninterrupted, error-free, or free from viruses or other harmful components. We make no guarantees regarding the accuracy, reliability, or completeness of any content on our website.

Limitation of Liability

To the fullest extent permitted by law, PMN Buyers shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from your use of or inability to use our services, even if we have been advised of the possibility of such damages.

Indemnification

You agree to indemnify, defend, and hold harmless PMN Buyers and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your access to or use of our services, your violation of these Terms, or your violation of any rights of another party.

Third-Party Services

Our services may involve third-party service providers, including title companies, attorneys, appraisers, and other professionals. We are not responsible for the acts or omissions of these third parties. Any disputes with third-party service providers are between you and that provider.

Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms shall be brought exclusively in the federal or state courts located in the United States, and you consent to the jurisdiction of such courts.

Dispute Resolution

Any dispute arising from or relating to these Terms or our services shall first be attempted to be resolved through good faith negotiation. If negotiation fails, disputes may be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of our services after any changes constitutes acceptance of the new Terms.

Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use our services will immediately cease.

Entire Agreement

These Terms, together with our Privacy Policy and any written purchase agreements, constitute the entire agreement between you and PMN Buyers regarding our services and supersede all prior agreements and understandings.

Contact Information

If you have any questions about these Terms, please contact us:

• Email: [email protected]
• Phone: 973-554-3060